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In today's society, people's financial commitments are ever-increasing the need to protect their lifestyle and family. Consequently, the purchase of cover to cushion the financial blow/burden that might be incurred should the unexpected happen, is growing.
Life Assurance Policies can be offered in a number of formats, two of the most common types being:
- Whole Life
This type of policy pays the sum insured only in the event of death of the assured.
- Term Assurance
Here, the sum insured is payable only if death occurs during the policy term.
 The specialist markets that we can access for these policies are able to offer cover from death by a variety of causes (including suicide), with policy terms and sums assured that can be adapted to your individual requirements.
All of this cover can be offered at rates that are among the most competitive in the market.
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RVL are able to offer a range of international Personal Accident insurance and reinsurance products that protect both companies and individuals against loss due to accident and illness.
Whereas life insurance policies are generally aimed at providing cover over a long period of time, PA and Sickness policies are generally renewable on an annual basis and can even be arranged for shorter periods. Specific covers that we are able to offer include:
- Death (Accident only)
- Permanent and Temporary Total Disablement
- Key Man High Net Worth Individuals
- Life Assurance
- Sports P.A. (including Catastrophe Excess of Loss)
These policies provide benefits in the form of payment of a capital sum following death or permanent disablement; and the payment of weekly benefits for temporary total disablement following accidental injury, illness or disease.
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